Every solar quote looks different — and most of them are hard to compare on purpose. This guide breaks down what should be in a solar proposal, what the numbers actually mean, and how to tell whether a quote reflects your home or just a sales target.
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01
Cash Price vs. Financed Price
Always ask for the cash price first, even if you plan to finance. This is the baseline. Financing adds cost — sometimes a little, sometimes thousands — and some proposals bury those fees inside the system price so the markup isn't obvious.
When financing is presented, it should be broken out clearly: system cost, loan fees, interest rate, monthly payment, and total cost over the life of the loan. If a quote only shows a monthly number without the full picture, the math probably isn't in your favor.

